Signature loans. What is the reason for your loan?

Fund a number of things

Would you like to offer the car you’re buying as safety when it comes to loan to have a lesser interest?

Should you make use of the loan at one time or perhaps in a few small amounts?

A few small amounts

How do you want to repay your loan?

Fixed repayments by having an end-date

Flexible repayments without any end-date

Unsecured Unsecured Loan

Why go with a Westpac Unsecured Personal Bank Loan?

• Whatever term you choose, you’ll now get our brand brand new rate that is lowered ofper cent p.a. (contrast rate 13.15% p.a. ^ )
• Borrow between $4,000 and $50,000 (conditions use)
• Spend your loan down between 1 and 7 years
• Refinance Australian, non-Westpac unsecured loans, bank cards or shop cards
• Access your funds in a Westpac account, within 60 minutes of last approval, 24/7. 3

Your ideal car might be closer than you imagine by having a Westpac car finance. By having a Westpac car finance, you can:

• Get a lowered rate of interest than our other unsecured loans by with your vehicle as safety 1
• Borrow $10,000 – $100,000 to purchase a fresh or car or truck, repaying it over 1-7 years (conditions use) 2
• Go with a repayment regularity to suit you – regular, fortnightly or monthly
• Borrow an extra 10% of this car’s value to greatly help protect incidentals and on-road expenses, offered the amount that is total inside your authorized limitation
• Conserve time as we’ll manage the payment that is final the dealer or personal seller for your needs.

Westpac Flexi Loan

Just current customers that are westpac submit an application for a Flexi Loan online – please call us on 1300 720 697 or see a branch if you’re not a Westpac customer.

Westpac Flexi Loan allows you to withdraw funds as much as an agreed restriction without reapplying. This is why the mortgage of good use if you want to cover a few expenses at different stages during the period of a long-lasting task, such as for instance house renovation or wedding ceremony planning. By having a Flexi Loan, you might:

• Pay interest just in your outstanding stability, perhaps perhaps not the assigned borrowing limit – variable interest of 16.49per cent p.a.
• Repay everything you like whenever you like, over the minimum repayment quantity.
• Utilize things you need as much as a borrowing limit of between $4,000 and $50,000
• Spend no withdrawal that is additional very very ace title loans early payment cost or exit charges. Withdrawals may prefer to be authorised.

Personal credit line loans require a higher degree of control in order to spend off the loan principal.
Other charges come with a $150 establishment charge and $12 service fee that is monthly.

Unsecured Unsecured Loan

Why opt for a Westpac Unsecured Personal Bank Loan?

• Whatever term you choose, you’ll now get our brand new lowered price of 11.99per cent p.a. (contrast price 13.15% p.a. ^ )
• Borrow between $4,000 and $50,000 (conditions apply)
• Spend your loan down between 1 and 7 years
• Refinance Australian, non-Westpac unsecured loans, charge cards or shop cards
• Access your funds in a Westpac account, within 60 moments of final approval, 24/7. 3

Unsecured Unsecured Loan

Why pick a Westpac Unsecured Personal Bank Loan?

• Whatever term you choose, you’ll now get our brand brand new rate that is lowered ofper cent p.a. (contrast price 13.15% p.a. ^ )
• Borrow between $4,000 and $50,000 (conditions apply)
• Pay your loan down between 1 and 7 years
• Refinance Australian, non-Westpac unsecured loans, charge cards or shop cards
• Access your funds in a Westpac account, within 60 mins of final approval, 24/7. 3

The price the thing is that may be the rate you’ll get.

11.99% p.a. (comparison price 13.15% p.a. ^) for brand new Unsecured Personal Loans.

Yes, you can expect to really get our new, lowered price once you’re approved. Also it’s fixed, over 1 year, 7 or somewhere in-between whether you choose to repay it.

Credit requirements and T&Cs use.

For a big purchase or debt that is consolidating

Unsecured Personal Bank Loan

• A fixed price helps you intend ahead, you may already know exacltly what the repayments will likely to be
• Weekly, fortnightly or month-to-month repayment
• Borrow $4,000 – $50,000

We have lowered our price

Whatever term you choose, you’ll now get our price of 11.99per cent p.a. (contrast price 13.15% p.a. 4 )

Buying a fresh or car or truck (lower than 7 years old)

• Get a lowered price by making use of your vehicle as safety 1
• A fixed price helps you intend ahead, everbody knows exactly what your repayments should be
• Weekly, fortnightly or month-to-month repayments
• Borrow $10,000 – $100,000

For accessing funds as they are needed by you

Flexi Loan

• A reusable ‘line of credit’ facility, to pay for numerous costs without needing to re-apply
• No very early repayment, exit or redraw charges
• Make an application for a borrowing limit between $4,000 – $50,000

Note: These loans need a top amount of control to be able to spend the principal off.

Learning loans that are personal

Everything you need to find out about the features and potential uses associated with the fundamental loan that is personal.

Thinking about consolidating financial obligation?

Take close control by having a personal loan for debt consolidation.

After having a bicycle, motorboat or jet ski?

Recover the job

Track or complete the application online

Call us

8am – 8pm, seven days a week

Locate a branch

See your neighborhood branch

More to assist you select

Manage your own personal loan

Helpful tips

Things you must know

Credit requirements, fees, costs, stipulations use.

Any suggestions about this amazing site is general in nature and it has been ready without taking into consideration your objectives, financial situation or needs.

1. To be eligible for a a lowered rate of interest, any car offered as security must certanly be significantly less than 7 years in the beginning of the loan. Whether purchasing brand new or car, the automobile really needs been brought in to Australia by the manufacturers., and all sorts of the lending requirements met.

2. It out in less than 2 years, there is a prepayment fee of $175 if you choose a term greater than 2 years, and pay. This cost is waived in the event that you spend your own personal loan by re-financing to another Westpac personal bank loan.

Usage of funds within 60 mins

3. Use of Unsecured personal bank loan funds within 60 mins from last approval is just designed for existing Westpac clients, whom apply as an individual applicant online, with funds being disbursed in their very own Westpac account.

4. Contrast rate information

Contrast prices assist you to comprehend the real price of a loan. The contrast price is dependant on an Unsecured Personal Loan with that loan level of $30,000 and a phrase of 5 years. WARNING: This contrast price applies simply to the instance or examples provided and will not include all charges and costs. Various quantities and terms can lead to various comparison rates. Costs such as for example redraw costs or very early payment charges, and expense cost savings such as for example cost waivers, aren’t within the contrast rate but may influence the price of the loan.